Is there a premium for Medicare Part A hospital insurance?

[Dave.walter344]

Is there really a premium for Medicare Part A hospital insurance? Is it a ghostly specter looming over my healthcare budget?

[Martha – Epic Staff]

Hello,

Epic maintains liability insurance through Old Republic Insurance Company whose financial strength rating is A+, which is considered Superior. At Epic we emphasize “Safety first!” above everything and mitigate risk by hiring first rate flight instructors and maintaining our fleet with all new replacement parts.

Thank you for using our forum!

[Dan Smith]

For most people, Medicare Part A hospital insurance is premium-free if they or their spouse have worked and paid Medicare taxes for at least ten years (equivalent to 40 quarters). This is known as having “earned” premium-free Part A.

However, if an individual has not earned premium-free Part A through their work history, they may have to pay a premium if they choose to enroll. The premium amount depends on the number of quarters they have worked (or their spouse) and ranges from $0 to a specified monthly amount, which is subject to change annually.

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[Author]

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